4 Practical Steps for Managing Age-Related Risks

The median age of the U.S. workforce has steadily risen, driven primarily by aging baby boomers and employees remaining in the workforce longer. Workers aged 55 and older have represented the fastest-growing age group in the labor force for more than two decades. While each generation has its own unique risks, this group carries increased risks of musculoskeletal injuries, slower recovery times, and higher fatality rates. However, by concentrating on controllable risk factors, organizations can build a more adaptable and resilient workplace safety strategy.

“Risk managers can benefit from spending time in the field and on the floor monitoring the workforce across different roles. What may appear manageable on paper could look very different in practice,” said Matt McDonough, Assistant Vice President – Risk Control at Safety National. “A firsthand observation can help build a clearer understanding of the physical demands that come with each job function. Pairing direct observation with data, though, can paint a more complete picture.”

Early identification of aging-related risks also requires careful analysis of loss trends. For risk managers, the main goal is to help mitigate injury risks across the organization, but analyzing trends by demographic can help pinpoint where certain exposures are most prevalent. When examining loss-run reports, reviewing claims by age group and occupation helps reveal severity patterns among key segments of the employee base.

While managing aging-related risks is an ongoing challenge, proactive prevention can help make a meaningful difference. Here are four key actions to consider:

1. Prioritize early intervention.

Prompt injury reporting, timely medical attention, and early claims management can help keep issues from escalating into more severe outcomes. The sooner action is taken following an injury, the better the chances of limiting its long-term impact.

2. Implement a structured return-to-work program.

Upon medical sign-off, a gradual, well-coordinated return-to-work plan can help ensure a safe transition back to work. Jumping into a previous routine can re-aggravate injuries, so a tailored plan aligned with medical restrictions is critical. Maintaining a job bank with a variety of diverse tasks provides a conducive way to ease employees back into their roles.

3. Foster strong employer–employee relationships.

Empathy and communication can go a long way in the workplace. When employees are recovering from an injury, it is crucial to maintain consistent contact and appropriate oversight. When individuals feel supported, they are more likely to report concerns early, adhere to medical guidance, and stay engaged throughout the recovery process.

4. Invest in ergonomic improvements.

An ergonomic-friendly environment can make a significant difference for employees across all age groups. Thoughtful ergonomic designs can help to reduce physical strain at its source. When applicable, involve an ergonomist to evaluate job tasks and recommend practical adjustments tailored to specific roles. Conducting regular ergonomic assessments can help uncover hidden risk exposures, supporting safer, more sustainable job functions.