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5 Primary Causes of Catastrophic Injury Claims (Infographic)

In recent years, costs for catastrophic claims have been trending upward, in part due to rising healthcare costs and technological advancements. Still, many of these injuries are preventable. We dig into a few of the common reasons these accidents occur.

October 10, 2022

Catastrophic claims, which include severe burns, brain injuries, spinal cord injuries and significant amputations, are rare but extremely costly. Some employers overlook their exposure to these claims because of the low frequency, but they can significantly impact workers’ compensation costs. Additionally, self-insured claims data is not reported to agencies like NCCI, making it more difficult to analyze. A recent review of Safety National’s claims data, which includes self-insureds, revealed the five leading causes of catastrophic claims, which account for 71 percent of all claims of this type.